Personal Finance · Blog · 🇧🇷 Brazil
Getting your finances organized from scratch by chatting with ChatGPT
The author explains how they listed expenses, categorized them and built a plan by chatting with ChatGPT, with no complicated spreadsheet.
- Profession
- Person in Debt, Consumer
- Tools
- ChatGPT
- Source
- blogmania.com.br ↗
- Country
- 🇧🇷 Brazil
- Report date
- September 23, 2026
- Verified on
- October 24, 2026
What they did
Dumped their expenses in as text, asked for categories and totals, described income and goals, and received a formatted plan.
How it went
The author says it worked better than expected. They don't share their own figures.
Good to know
Don't paste statements containing your tax ID, account number or password. Round amounts and swap names.
The prompt
My monthly income is [amount]. My expenses this month were: [list in free-form text]. Sort them by category, show the totals, point out 3 realistic cuts and build a plan for [goal] within [timeframe].
Replace what is in [brackets]. Prompt written by us from the account, not a literal copy of the source. Do not paste other people’s personal data (privacy laws such as LGPD and GDPR apply).
Summary in our own words. Results as stated in the original account; we have not tested or audited them. Read the source ↗ Found a mistake?
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